This table is a compilation of rates various crypto apps charge for a collateralized loan and will be updated as more details become available.
Details last updated:Oct. 29, 2021
These links are referral links. Use them to create an account to potentially get sign up bonuses (subject to minimum transfers).
| Loan Detail | BlockFi | Celsius | Coinbase | Coinloan | Vauld |
|---|---|---|---|---|---|
| 20% LTV APR | 8% | 4.95% | |||
| 25% LTV APR | 1% | 8% | 4%, 7.5%, or 13% depending on loan currency | ||
| 33% LTV APR | 6.95% | 8% | |||
| 35% LTV APR | 7.9% | 8% | 7.95% | ||
| 40% LTV APR | 8% | ||||
| 50% LTV APR | 9.75% | 8.95% | 9.95% | 4%, 7.5%, or 13% depending on loan currency | |
| 70% LTV APR | 11.95% | ||||
| 75% LTV APR | 4%, 7.5%, or 13% depending on loan currency | ||||
| 100% LTV APR | 4%, 7.5%, or 13% depending on loan currency | ||||
| Loan Minimum | $10K USD | $100 for stablecoins, $5K for USD | $100 USD* | None | $1K USD |
| Collateral | BTC, ETH, LTC, PAXG | Supported crypto (No stablecoins) | BTC only | Supported crypto | Supported crypto and stablecoins |
| Loan Term Length | 6 months to 3 years | Pay back anytime | 1 month to 3 years | Pay back anytime | |
| Loan Currency | USD or DAI | Euro, Pound, Ruble, select crypto and stablecoins | Select crypto and stablecoins | ||
| Early Repayment Penalties | Must pay term interest regardless | ||||
| Origination/Service Fee | 2% of principal | 1% of principal | |||
| Notes | *Minimum loan is higher in some states | ||||
| Source | Web app | Mobile app | Mobile app | https://www.vauld.com/rates |